Hcb Financial Corp Stock Analysis

HCB Pink Sheet Analysis Notes

The company last dividend was issued on the 29th of December 2022. HCB Financial Corp had 11:10 split on the 11th of October 2007. HCB Financial Corp. operates as the bank holding company for Highpoint Community Bank that provides various banking products and services in Michigan. HCB Financial Corp. was founded in 1886 and is headquartered in Hastings, Michigan. Hcb Financial operates under BanksRegional classification in the United States and is traded on OTC Exchange.The quote for HCB Financial Corp is published daily by the National Quotation Bureau and the company does not need to meet minimum requirements or file with the SEC. To learn more about HCB Financial Corp call Mark Kolanowski at 269 945 2401 or check out https://www.highpointcommunitybank.com.

HCB Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 25.86 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate HCB Financial's market, we take the total number of its shares issued and multiply it by HCB Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

HCB Profitablity

The company has Profit Margin (PM) of 0.17 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.19 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.19.

Technical Drivers

As of the 7th of February, HCB Financial owns the Market Risk Adjusted Performance of 1.18, coefficient of variation of 529.78, and Standard Deviation of 0.459. HCB Financial Corp technical analysis makes it possible for you to employ past data patterns with the intention to determine a pattern that calculates the direction of the entity's future prices.

HCB Financial Corp Price Movement Analysis

HCB Financial Outstanding Bonds

HCB Financial Predictive Daily Indicators

HCB Financial Forecast Models

HCB Financial's time-series forecasting models are one of many HCB Financial's pink sheet analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary HCB Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

HCB Financial Corp Debt to Cash Allocation

HCB Financial Corp currently holds 24 M in liabilities. Debt can assist HCB Financial until it has trouble settling it off, either with new capital or with free cash flow. So, HCB Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like HCB Financial Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for HCB to invest in growth at high rates of return. When we think about HCB Financial's use of debt, we should always consider it together with cash and equity.

HCB Financial Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the HCB Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of HCB Financial, which in turn will lower the firm's financial flexibility.

HCB Financial Corporate Bonds Issued

Pink Sheet analysis is the technique used by a trader or investor to examine and evaluate how HCB Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling HCB shares will generate the highest return on investment. We also built our pink sheet analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Pink Sheet such as HCB Financial. By using and applying HCB Pink Sheet analysis, traders can create a robust methodology for identifying HCB entry and exit points for their positions.

HCB Financial financial ratios help investors to determine whether HCB Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in HCB with respect to the benefits of owning HCB Financial security.